Disclaimer: Ito ang blog na wala kang kapupulutan ng aral. This is purely a work of fiction. Names, characters, businesses, places, events, locales, and incidents are either the products of the author’s imagination or used in a fictitious manner. All port snap, graphs and snap shots may be photoshopped and may not real. This blog does not offer any financial advice, health advice or any sort of professional advice. Always seek advice to licensed professionals.

All contents in this blog are published by the site owner. Regardless of the source or origin of the information, you agree that using them in any way will solely be at your own risk and the site owner and the people who leave comments in the blog posts will not be held liable for any losses resulting from your reliance to any information posted here.

Lastly, by following any advice or tip published in Explore With Joy, you acknowledge that you will hold the site owner harmless from any loss, injury or damage resulting from or arising out of your use of or reliance on any information thereto.

This is a journey and never-ending journey of a fictional character.

So follow at your own risk!